This is our most common question, for obvious reasons: You want to position yourself to be able to buy a home; to qualify for car loan; or any number of things that require having decent credit.
We get it.
The short answer is the following: No credit repair agency or person can provide any guarantee as to how long the process will take.
Here’s our general rule, with a couple of caveats (it’s important to keep in mind that when it comes to restoring your credit, there’s no one size fits all):
Generally, most people will begin to see some improvement in their credit reports within 45 to 60 days. The entire process may be — for some — between 9 to 12 months.
If, however, you’ve attempted credit repair on your own, or you’ve had another company work on your credit, and then you’ve now chosen to utilize All Pro Credit Repair, our services may take anywhere between 9 months to over a year. We have to overcome any errors made by any other credit repair agency.
If, while, in the process of having us work on your credit you get new derogatory accounts (i.e. a new judgement, a new collection account, etc.) which weren’t present on your reports before we began, again, that will prolong our repair process, sometimes substantially. Avoid getting any new negative entries if at all possible. This makes our job that much more time consuming; yet, we are still here for our clients.
Finally, it’s also possible that the timetable for some will be much longer or much shorter depending on the number of issues on your report.
We also strongly discourage applying for any new credit during the credit repair process.
In any case, All Pro Credit Repair will be here for you for as long (or as little!) time as you need.